5 Tips to Improve Your Credit Score
1. Pay your bills on time. Pay more than the minimum required amount if you can. Set up a recurring payment online to avoid late payments. 2. Pay down your balances, and keep those balances low by making multiple payments throughout the month. 3. Avoid negative items such as late payments. Most negative items will stay on your report for 7 years. 4. Eliminate the small balances you have on a number of credit cards. Your score considers how many of your cards have balances. 5. Do not close your oldest credit card where you've had a solid repayment record. Leave old debt and good accounts on as long as possible.